I have a lot of questions from my clients and people thinking about buying a home. About what to do before they actually go out and start shopping for a property. And as a result of that, I’ve compiled this free report called, ‘The 6 Things That You Must Know Before You Buy’.

So, today I’d like to go over the first two points of the report and as always my free reports are available by contacting me directly by phone at 303-526-2606 or email sam (at) homesam.com.

With all the changes in the mortgage industry in all the new regulations, step #1, and the most important thing for you to do is,

1) Get pre-approved for a mortgage before you go out looking for a home.

It’s very easy to do. You can do it through:
A Mortgage Broker
A Mortgage Banker,
orYour Local Lending Institution

This will give you peace of mind that the home you’re looking for is the one that you can actually buy. It’s also important because in today’s market, sellers demand a pre-approval letter from buyers upon submitting an offer to purchase their home.

You want to make sure you get that done quickly. And I can assist you with how to get that done or who to talk to.

Secondly, and I think this is extremely important, (this is the way I work with my buyers). This is not about how much home you can qualify for, but what’s important is,

2) What monthly payment are you comfortable with?

Because you also want to have money available to do other things like make your home really nice and furnish it and to still enjoy the rest of your life. So, the way I recommend approaching it is to find out from your mortgage institution exactly what payments you can afford. And then we’ll figure out what price range home we can buy from there.

Those are tips #1 and #2 in my free report. The 6 things you must know before you buy. As always these reports are free.

If you’d like one you can contact me by calling:  303-526-2606
You can E-mail me:  Sam (at) @HomeSam.com
Or, visit my home search website to search all the homes listed in the MLS for free, www.EasyDenverHomeSearch.com

Until Next Time